F&M Mortgage seeks to extend this standard of excellence to the home mortgage process. Buying a home can be frustrating. That’s why we take the time to ask questions, seek solutions and build a trusting relationship with every home mortgage customer.

Your F&M Mortgage loan officer will stay with you throughout the process, attending to all the crucial steps along the way while working hard to guarantee a successful, on-time closing. We will handle the details, freeing you to focus on the fun, exciting aspects of a positive home buying experience! This is why we say that at F&M Mortgage, “the extra effort is on the house”.

Get more mortgage, for less.
Now you don’t have to settle for paying the same rates as everyone else. As an employee of a participating company, you automatically qualify for discounts on home loan financing with F&M Mortgage.  It’s so easy to save! During your initial conversation with any F&M Mortgage loan officer, simply mention that you are an employee of a participating company and that you would like to take advantage of the On The House program. Then, when you successfully close your residential mortgage loan, your F&M loan processing fee will automatically be waived. And that’s just the beginning.